BENEFIT SOLUTIONS
FOR SMALL
BUSINESSES
At EFP, we believe every employer, regardless of size, deserves access to high-quality, affordable benefits that protect their people and the ones they love. That's why EFP is committed to delivering comprehensive, cost-effective benefit solutions that give both employers and employees access to coverage, security, and the peace of mind they deserve. We take pride in helping employees protect their health, finances, and families today and in the future.
Set Your Budget
You choose how much the company invests in benefits with the peace of mind of offering best-in-class products.
Employees Have Choice
Your employees will have the opportunity to review the different options and choose the benefits that best meet their needs.
BENEFITS WITHOUT HASSLE
EFP Handles the Details
EFP handles all the hassle of product marketing, enrollment applications, premium billing, and ongoing maintenance.
Ancillary Benefit Options
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Life Insurance
Protect your loved ones with financial security in the event of your passing.
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Disability Insurance
Protect your income if you are sick or injured and need to be out of work for an extended time.
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Accident Insurance
Accidents happen when we least expect them. Protect yourself with coverage that reimburses you for certain expenses.
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Hospital Indemnity Insurance
Coverage that helps pay for medical bills and costs associated with a hospital stay.
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Critical Illness Insurance
Pays a lump-sum cash benefit if you are diagnosed with a covered illness.
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Dental Insurance
Offers coverage for diagnostic, preventive, basic, major, and orthodontic services.
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Vision Insurance
This plan helps cover the cost of routine eye exams, prescription glasses, contacts, and more.
Our Health Insurance Programs
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No Administrative Headaches
We remove the administrative headache of managing a group plan.​
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Tax Deductible Contributions
Your contributions are tax deductible for you and tax free for your employees.
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ICHRA's
These plans are Individual Coverage HRA's known as ICHRA's.
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Choose the Right Coverage
Each employee can choose their plan independently from other employee's choices.
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No Participation Requirements
No minimum participation requirements need to be met for coverage.
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ACA Compliant
All plans are ACA (Affordable Care Act) compliant.